Kewangan

Business Loan Calculator

Estimate payments, total interest, and amortization for a business loan.

Business Valuation Calculator

Estimate business value via revenue multiple, EBITDA, book value, or DCF.

Business Budget Calculator

Roll up monthly income and expenses across categories.

Labor Cost Calculator

Fully-loaded labor cost including benefits and payroll taxes.

Man-Hours Calculator

Total man-hours from workers × hours × days.

Sales Commission Calculator

Compute commission across flat, tiered, or base+commission structures.

Burn Rate Calculator

Monthly burn and cash runway from expenses and revenue.

Churn Rate Calculator

Customer and revenue churn with average customer lifetime.

Customer Acquisition Cost (CAC)

CAC plus LTV:CAC ratio for unit-economics sanity.

Conversion Rate Calculator

Conversions ÷ visitors, with benchmarks and reverse mode.

Bounce Rate Calculator

Single-page sessions ÷ total sessions.

Click-Through Rate Calculator

Clicks ÷ impressions, with channel benchmarks.

CPM Calculator

Solve any of CPM, cost, or impressions given the others.

CPC / CPM Budget Calculator

Clicks, impressions, and estimated conversions for an ad budget.

Cost Per Acquisition (CPA)

Ad spend ÷ conversions.

ROAS Calculator

Revenue ÷ ad spend, with break-even benchmark.

AdSense Revenue Estimator

Estimate AdSense earnings from pageviews, CTR, and CPC.

YouTube Money Calculator

Estimate YouTube earnings from views and RPM.

Website Ad Revenue Calculator

Monthly ad revenue from pageviews, RPM by niche, and fill rate.

Payback Period Calculator

Years to recover an investment from cash inflows.

Attrition Rate Calculator

Employees lost ÷ employees at start.

Turnover Rate Calculator

Separations ÷ average headcount, with replacement cost.

Contribution Margin Calculator

Per-unit and total CM, with break-even units.

COGS Calculator

Cost of goods sold from beginning + purchases − ending inventory.

Average Fixed Cost Calculator

Total fixed costs spread over quantity produced.

FTE Calculator

Full-time equivalents from part-time hours.

FIFO Inventory Calculator

COGS and ending inventory under FIFO accounting.

GMROI Calculator

Gross margin return on inventory investment.

HHI Calculator (Market Concentration)

Herfindahl-Hirschman Index from up to 8 market shares.

Startup Cost Calculator

One-time + ongoing × runway months.

Employee Cost Calculator

Total annual employee cost: salary, benefits, payroll tax, overhead.

Revenue Run Rate Calculator

Annualize revenue from a partial period.

Market Share Calculator

Company revenue ÷ total market size.

Price Per Unit Calculator

Cost per unit, suggested retail, and bulk-discount table.

Cost Per Lead Calculator

Marketing spend ÷ leads, with channel benchmarks.

Email Open / Click Rate Calculator

Open rate, click rate, and CTOR with benchmarks.

Bradford Factor Calculator

HR absence-pattern score: S² × D.

Consulting Fees Calculator

Daily and hourly rate needed to hit a target take-home.

SaaS LTV Calculator

Lifetime value from ARPA, margin, and monthly churn.

SaaS Metrics Calculator

Net MRR churn, NRR, ARPU, ARR — the core SaaS dashboard.

Sell-Through Rate Calculator

Units sold ÷ units received.

Influencer Rate Calculator

Estimate sponsored content rates by platform and following.

Earned Value Management (EVM) Calculator

SV, CV, SPI, CPI, EAC from PV, EV, AC.

Expected Monetary Value (EMV) Calculator

Probability-weighted decision outcomes across scenarios.

Compound Interest Calculator

Future value with compounding and optional regular contributions.

Simple Interest Calculator

Interest earned with no compounding, plus a compound comparison.

Interest Rate Calculator

Solve for rate given principal, interest, and time.

Investment Growth Calculator

Lump sum + monthly contributions projected forward.

CAGR Calculator

Compound annual growth rate from beginning and ending values.

NPV Calculator

Net present value across up to 8 cash-flow years.

IRR Calculator

Internal rate of return via Newton-Raphson iteration.

Present Value Calculator

Discount a future value back to today.

Future Value Calculator

Grow a present amount forward, with or without contributions.

APY Calculator

Convert APR to APY at any compounding frequency.

APR Calculator

Back-solve APR from a loan amount, payment, and term.

Rate of Return Calculator

Simple and annualized return with optional income.

Compound Growth Calculator

Generalized compound growth for any metric (users, revenue, etc.).

Continuous Compound Interest Calculator

A = P × eʳᵗ — the limit of frequent compounding.

DCF Valuation Calculator

Enterprise value from FCFs, terminal growth, and WACC.

Discount Rate Calculator

Solve for the rate that bridges PV and FV.

Effective Annual Rate (EAR) Calculator

Convert a nominal rate to EAR.

Expense Ratio Impact Calculator

Dollar cost of fund fees over time.

Holding Period Return Calculator

Total return including income over a holding period.

Opportunity Cost Calculator

Difference in future value between two investment options.

Certificate of Deposit (CD) Calculator

Maturity value of a CD with chosen APY and term.

Rule of 72 Calculator

Doubling time from a rate, or required rate from a doubling time.

Annualized Rate of Return Calculator

Convert a holding-period return to an annualized rate.

Appreciation Calculator

Total and annual appreciation, with optional real-value adjustment.

Basis Points Calculator

Convert between basis points and percentages.

Sharpe Ratio Calculator

Risk-adjusted return: excess return ÷ standard deviation.

Time Value of Money (TVM) Calculator

Solve for PV, FV, rate, periods, or payment given the other four.

Crypto Profit Calculator

Profit/loss including buy and sell fees.

Bitcoin Profit Calculator

Profit/loss for a Bitcoin trade with fees.

Dollar Cost Averaging Calculator

DCA outcomes at fixed or varying prices.

Inflation-Adjusted Return Calculator

Real (post-inflation) return using the Fisher equation.

Portfolio Return Calculator

Weighted average return across up to 6 holdings.

DRIP Dividend Reinvestment Calculator

Project portfolio growth from dividend reinvestment.

Stock Profit Calculator

Profit, ROI, and break-even for a stock trade with commissions.

Stock Average Price Calculator

Weighted average cost from up to 5 purchase lots.

Stock Split Calculator

New share count and adjusted price after a split.

Dividend Income Calculator

Annual dividend income (before and after tax) plus yield on cost.

Dividend Yield Calculator

Yield = annual dividend ÷ price, with optional forward yield.

Dividend Payout Ratio Calculator

Dividends ÷ earnings — sustainability check.

EPS Calculator

Basic and diluted earnings per share.

P/E Ratio Calculator

Price-to-earnings ratio with earnings yield.

Market Cap Calculator

Shares × price, with size classification.

CAPM Calculator

Required return from risk-free rate, beta, and market return.

WACC Calculator

Weighted average cost of capital from equity, debt, and tax rate.

Return on Equity Calculator

Net income ÷ equity, with optional DuPont breakdown.

Return on Assets Calculator

Net income ÷ total assets.

Graham Number Calculator

Benjamin Graham's fair-value estimate for a defensive investor.

Intrinsic Value Calculator

Fair-value estimates via DDM, Graham, or P/E methods.

Bond Price Calculator

Price = PV of coupons + PV of face value.

Bond Yield Calculator

YTM and current yield from price, face, coupon, and maturity.

Bond YTM Calculator

Yield to maturity and yield to call.

Coupon Rate Calculator

Coupon rate from annual payment and face value.

Debt-to-Equity Ratio

Total liabilities ÷ shareholders' equity.

Interest Coverage Ratio

EBIT ÷ interest expense.

Quick Ratio (Acid Test)

Liquid assets ÷ current liabilities.

Black-Scholes Option Pricing

Call/put prices and Greeks for European options.

Call Option P&L Calculator

Break-even and payoff for a long call at various stock prices.

Margin Call Calculator

Price at which a maintenance margin call is triggered.

Sales Tax Calculator

Add tax to a price or remove it from a tax-inclusive total.

VAT Calculator

Add or remove VAT at any rate.

US Federal Income Tax Calculator (2024)

Bracket-by-bracket tax on US federal income.

Capital Gains Tax Calculator (2024)

Short-term vs long-term capital gains tax with NIIT.

Salary Period Converter

Convert salary across hourly, weekly, monthly, and annual.

Gross to Net Pay Calculator

Net take-home pay after federal, state, FICA, and deductions.

Net to Gross Pay Calculator

Required gross for a target take-home.

Pay Raise Calculator

New salary, change, and 5-year earnings impact.

Billable Hours Calculator

Utilization and revenue from billable vs total hours.

Time and a Half (Overtime Pay) Calculator

Regular plus overtime pay at 1.5× or 2×.

Lottery Tax Calculator

Lump sum vs annuity after federal and state tax.

Home Affordability Calculator

How much house you can afford under 28/36 DTI rules.

Mortgage Amortization Calculator

Monthly payment plus full amortization summary.

Mortgage Refinance Calculator

Monthly savings and break-even months from refinancing.

Loan-to-Value (LTV) Calculator

LTV ratio and PMI threshold.

PMI Calculator

Monthly PMI and the month it drops off.

Cap Rate Calculator

NOI ÷ property value.

Rental Property Calculator

Cash flow, cap rate, cash-on-cash return.

Rent or Buy Calculator

Net worth comparison over a horizon.

Closing Cost Calculator

Buyer or seller closing cost range with line items.

Savings Calculator

Future savings balance with regular contributions.

Savings Goal Calculator

Monthly amount needed to hit a savings target by a date.

Emergency Fund Calculator

Target fund size from monthly essentials.

Auto Loan Calculator

Vehicle financing monthly payment and true cost.

FIRE Calculator

Years to financial independence at a safe withdrawal rate.

50/30/20 Budget Calculator

Allocate take-home pay across needs, wants, and savings.

Debt Snowball Calculator

Pay off smallest balances first; roll payments forward.

Debt Avalanche Calculator

Pay off highest interest rate first — mathematically optimal.

Credit Card Payoff Calculator

Months to pay off + total interest at a fixed payment.

Retirement Calculator

Nest egg target plus how long it lasts.

401(k) Calculator

Future 401(k) balance including employer match.

Roth IRA vs Traditional Calculator

Compare tax-free Roth growth vs Traditional tax-deferred.

Loan Calculator

Standard amortizing loan: payment, interest, total.

Amortization Calculator

Loan payoff with optional extra payments.

Student Loan Calculator

Standard, extended, and income-driven plan comparison.

Debt-to-Income (DTI) Calculator

Front-end and back-end DTI ratios with lender thresholds.

Profit Margin Calculator

Margin and markup from cost and selling price.

Markup Calculator

Selling price from cost + markup percentage.

Percent Off Calculator

Discount amount and final price.

Commission Calculator

Commission earned on sales — flat or tiered.

PayPal Fee Calculator

Net amount received after PayPal fees.

Etsy Fee Calculator

Listing, transaction, and processing fees on an Etsy sale.

Amazon FBA Fee Calculator

Referral + fulfillment fees on an Amazon FBA sale.

Stripe Fee Calculator

Net received after Stripe processing fees.

Profit Per Item Calculator

Net profit per sale after all costs and fees.

EBITDA Calculator

Earnings before interest, taxes, depreciation, and amortization.

Gross Margin Calculator

Gross profit and margin from revenue and COGS.

Depreciation Calculator

Straight-line, double-declining, or sum-of-years depreciation.

Working Capital Calculator

Current assets minus current liabilities.

Inventory Turnover Calculator

COGS ÷ average inventory; days of inventory.

Marginal Cost Calculator

Cost of producing one additional unit.

Economic Order Quantity (EOQ)

Optimal order size that minimizes inventory cost.

Price Elasticity of Demand

%ΔQ ÷ %ΔP — how sensitive demand is to price.

Free Cash Flow Calculator

FCF = operating cash flow − capital expenditures.

Revenue Growth Calculator

Period-over-period growth (QoQ, YoY, MoM).

Inflation Calculator (US CPI)

Adjust a dollar amount across years using CPI.

GDP Calculator (Expenditure Approach)

GDP = C + I + G + (X − M).

Unemployment Rate Calculator

Unemployed ÷ labor force × 100.

CPI Inflation Rate Calculator

Compute a CPI from basket costs, plus the period inflation rate.

Compound Growth Rate Calculator (GDP, etc.)

Annualized growth rate between two endpoints.

Money Multiplier Calculator

1 ÷ reserve ratio — banking money creation.

Real Interest Rate Calculator

Fisher equation: real = (1+nominal)/(1+inflation) − 1.

Taylor Rule Calculator

Suggested fed funds rate from inflation and output gap.

Tariff Cost Calculator

Tariff owed and consumer pass-through estimate.

EMI Calculator (India)

Equated Monthly Installment for any loan.

SIP Calculator (India)

Future value of a Systematic Investment Plan.

PPF Calculator (India)

Maturity value of a Public Provident Fund account.

UK Income Tax & NI Calculator (2024-25)

Income tax, National Insurance, and net take-home for England/Wales/NI.

UK Stamp Duty (SDLT) Calculator

Stamp duty for first-time buyers, home movers, and additional properties.

Zakat Calculator

2.5% Zakat on zakatable wealth above nisab.

Cross Exchange Rate Calculator

Derive A/C from A/B and B/C rates.

Fibonacci Retracement Calculator

Standard Fibonacci support/resistance levels.

VA Disability Combined Rating

VA 'whole person' combined rating across multiple conditions.

NPS Calculator (India National Pension System)

Corpus, lump sum, and monthly pension at retirement.

Required Minimum Distribution (RMD) Calculator

Annual minimum withdrawal from IRA / 401(k).

Money Counter

Total cash from bill and coin denominations.